Innovation Finance
R&D Advance: your R&D tax credit, upfront.
Access R&D tax credits early to expedite innovation - funds upfront, without giving up equity.
Innovation Finance
R&D Advance
R&D Advance, an advance against your R&D tax credit, lets innovators unlock funds tied to approved or anticipated R&D tax credits.
Rather than waiting months for HMRC, businesses access this capital upfront - reinvesting in research and growth without giving up equity.
- Loan size
- £50K–1M+
- Term
- up to 6 months
- Structure
- Single repayment
- Speed
- ~5 days
Investment criteria
Loss-making for the relevant tax year.
UK-based, UK tax-paying entity.
Eligible for R&D tax credits (SME or RDEC).
Claim prepared and submitted via an approved consultant.
Generating revenue or with near-term visibility.
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