Capital tailored to each stage of growth.
Four products, one founder-friendly approach.
Venture Debt
Low-dilution growth capital for VC-backed companies across the UK, EU, Israel & the Gulf.
Unlike other providers, we support founders in between equity rounds - empowering them to scale ahead of their next raise.
- Loan size
- £1–50M+
- Term
- 3–4 years
- Structure
- Amortising
- Dilution
- Low (warrant)
Investment criteria
At least £2M annual revenue, growing.
More than £3M of equity raised to date.
Post-money valuation above £7M.
Supportive institutional (VC) backers on the cap table.
Headquartered in the UK, EU, Israel or the Gulf.
Grant Advance
Our Grant Advance lets innovators unlock funds tied to approved government-backed grants.
It bridges the gap between qualifying spend and reimbursement - capital upfront and without dilution, so teams can build before the grant is paid.
- Loan size
- £50K–1M+
- Term
- 3–6 months rolling
- Structure
- Single repayment
- Speed
- ~ 5 days
Investment criteria
A government-backed innovation grant already awarded.
Granted by a recognised body - Innovate UK, Horizon, ESA, UKSA
Offer letter confirmed with a clear payment schedule.
Generating revenue or with near-term visibility.
Clean PAYE/VAT or arrears to be cleared from proceeds.
R&D Advance
Our R&D Tax Credit Advance lets innovators unlock funds tied to approved or anticipated R&D tax credits.
Rather than waiting months for HMRC, businesses access this capital upfront - reinvesting in research and growth without giving up equity.
- Loan size
- £50K–1M+
- Term
- up to 6 months
- Structure
- Single repayment
- Speed
- ~5 days
Investment criteria
Loss-making for the relevant tax year.
UK-based, UK tax-paying entity.
Eligible for R&D tax credits (SME or RDEC).
Claim prepared and submitted via an approved consultant.
Generating revenue or with near-term visibility.
Export Finance
A term loan for UK-based exporters, backed by a UK Export Finance (UKEF) guarantee.
It provides working capital against export revenues - funding growth at the company level rather than against any single contract.
- Loan size
- £150K–500K
- Term
- 12–18 months
- Structure
- Amortising
- Speed
- ~2 weeks
Investment criteria
UK-registered exporter with UK premises and staff.
≥5% overseas revenue for 3 years or ≥20% in the previous year.
Goods or services originate from the UK.
Profitable or near-profitable preferred.
Contracted export revenue is a strong positive.
Not sure which fits?
Tell us about your business and we'll point you to the right product or create a bespoke solution.
Flexible funding built for ambitious founders.
Let's start the conversation.